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Seperti memiliki product bisnis atau alur pemasukan yang jelas, minimal sudah berjalan selama 6 bulan dan tidak dalam kondisi bangkrut atau gulung tikar.Trader juga perlu menyadari bahwa sejak awal mereka menanggung sepenuhnya resiko gagal bayar kredit. Pengelola P2P lending tidak menyerap kerugian jika kreditor menunggak. Alhasil, jika kreditur me